If you have received a court summons, doing nothing is the worst decision you can make. Ignoring a summons can have serious and long‑lasting consequences, including:

-Default judgment being granted
The court may decide the matter in the other party’s favour without hearing your side.

-Attachment and sale of your assets
Sheriffs may attach your movable or immovable property to satisfy the judgment debt.

-Damage to your credit record
A judgment can negatively affect your credit score, making it difficult to obtain credit, rent property, or secure certain employment.

-Increased legal costs
Interest and legal fees can accumulate, increasing the total amount you owe.

-Lost opportunity to negotiate
By ignoring the summons, you miss the chance to arrange a payment plan or negotiate a better settlement.

-Your rights may not be heard in court
Failing to respond means the court will not consider your version of events or any possible defences.